Introducing the NEW Leeds Building Society Credit Card

Credit Card

Enjoy the benefits of the Leeds Building Society Platinum Credit Card – great introductory rates on balance transfers and card purchases plus earn 0.5% cash back on all of your day to day spending.

  • 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of opening your account
  • 0% on money transfers¹ for 12 months (4% handling fee). To attract this great rate on your transfers you’ll need to make them within the first 90 days of the account opening
  • 0% on card purchases¹ for 3 months from the date your account is opened
  • 17.9% APR typical rate (variable)
  • 0.5% cash back² on all your day to day spending
    Maximum annual retail spend £15,000
    Minimum redemption criteria £10
    Automatic redemption applied directly to the customer’s credit card account every January
  • Online Banking: This account is set up with paperless statements. To access your statement simply enrol with our Online Banking service, where you'll also be able to check your balance, transaction history, view your pin, manage your direct debits/balance transfers and much more
  • Fraud Protection: you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
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¹For full details of how we allocate your repayments, particularly when promotional offers have the same rate, please see paragraph 2f of your terms and conditions. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions. If you do not pay your balance in full we will use your payments to reduce lower rate balances before higher rate balances. If promotional rate balances are the same we will repay them in the following order: first, the one with the earliest expiry date; if the expiry dates are the same then the one which started first; if the expiry dates, and start dates are the same then the one with the lowest standard rate.

²0.5% cash back on card purchases, Customers will not be eligible to earn cash back if they are in breach of their Leeds Credit Card terms and conditions. Qualifying purchases exclude any purchases that are returned or refunded, balance transfers, and any default or other charges. Customers must have accrued a minimum of £10 in order to redeem their cash back. Cash back payments will be made to Customers credit card  on 1st  January each year. Cash back will be awarded on the first £15,000 of spend in each year (running from 1 January to 31 December). Any spend in excess of this will not be a qualifying purchase for the purpose of the Cash Back Offer. Customers will lose any cash back accrued if they close their Account before the cash back payment is made.

†As we treat our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Your personal APR will be either 17.9% APR (variable), 21.9% APR (variable) or 25.9% APR (variable). Over two thirds of our customers are offered our typical rate of 17.9% APR (variable)

The Leeds Building Society Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and our general insurance activities are authorised and regulated by the Financial Services Authority (FSA).

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