Online Mortgages
Rates and Details at a Glance
Customer Mortgage Range
Rates effective from 2 May 2008
FREE Mortgage Payment Protection available on all products
for 3 months.
Products are only available to new borrowers and existing borrowers moving home.
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2 Year Fixed Rate up to and including 31 July 2010
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
8.2 |
66 |
No Higher Lending Charge.
10% capital repayments are allowed each year without penalty.
Reverts to SVR + 0.50%
Maximum loan £250,000
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
Tapered charges of 3/2% of the amount redeemed.
|
31/07/2010 |
None |
|
3 Year Bank of England Base Rate Tracker + 1.40% up to and including 30 July 2011 |
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
|
80
|
No Higher Lending Charge.
10% capital repayments allowed each year.
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed. |
31/07/2011 |
None |
Up to £250,000: |
£999 |
Up to £500,000: |
0.5% of loan |
Over £500,000: |
1% of loan |
|
3 Year Bank of England Base Rate Tracker + 1.75% up to and including 30 July 2011 |
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
|
90
|
No Higher Lending Charge.
10% capital repayments allowed each year.
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed. |
31/07/2011 |
None |
Up to £250,000: |
£999 |
Up to £500,000: |
0.5% of loan |
Over £500,000: |
1% of loan |
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
7.4 |
80 |
No Higher Lending Charge
10% capital repayments are allowed each year without penalty.
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
Tapered charges of 3/2% of the amount redeemed.
|
First 2 years |
None |
| Up to £250,000: |
£999 |
| Over £250,000: |
1% of loan |
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
7.5 |
90 |
No Higher Lending Charge
10% capital repayments are allowed each year without penalty.
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
Tapered charges of 3/2% of the amount redeemed.
|
First 2 years |
None |
| Up to £250,000: |
£999 |
| Up to £500,000: |
0.5% of loan |
| Over £500,000: |
1% of loan |
|
0.75% Fees Assisted 2 Year Discount
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
|
|
No Higher Lending Charge
10% capital repayments are allowed each year without penalty.
FREE standard valuation up to £335.
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
Tapered charges of 3/2% of the amount redeemed.
|
First 2 years |
None |
| Up to £250,000: |
£495 |
| Up to £500,000: |
0.5% of loan |
| Over £500,000: |
1% of loan |
|
0.25% Fees Assisted 2 Year Discount
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
|
|
No Higher Lending Charge
10% capital repayments are allowed each year without penalty.
FREE standard valuation up to £335.
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
Tapered charges of 3/2% of the amount redeemed.
|
First 2 years |
None |
| Up to £250,000: |
£495 |
| Up to £500,000: |
0.5% of loan |
| Over £500,000: |
1% of loan |
|
Flexible 3 Year 1.00% Discount
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
7.2 |
80 |
No Higher Lending Charge
Unlimited capital repayments.
Daily Interest
Flexible Features
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
None |
None |
None |
| Up to £500,000: |
£1,299 |
| Over £500,000: |
By negotiation |
|
Flexible 3 Year 0.40% Discount
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
|
7.3 |
90 |
No Higher Lending Charge
Unlimited capital repayments.
Daily Interest
Flexible Features
|
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
None |
None |
None |
| Up to £500,000: |
£1,299 |
| Over £500,000: |
By negotiation |
|
Buy to Let 3 Year Fixed Rate up to and including 30 July 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
6.59 |
7.7 |
70 |
No Higher Lending Charge.
10% capital repayments are allowed each year without penalty. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
31/07/2011 |
None |
| Up to £250,000: |
£999 |
| Up to £500,000: |
0.5% of loan |
| Over £500,000: |
1% of loan |
|
Buy to Let Fee Free 3 Year Fixed Rate up to and including 30 July 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.19 |
7.8 |
70 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
10% capital repayments are allowed each year without penalty. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
31/07/2011 |
None |
|
Buy to Let Lifetime Tracker - Bank of England Base Rate plus 1.59%
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
6.59 |
7.1 |
70 |
No Higher Lending Charge.
Unlimited Capital Repayments allowed each year.
Daily interest.
Flexible features. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
None |
None |
None |
| Up to £500,000: |
£1,499 |
| Over £500,000: |
1% of loan |
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.39 |
7.9 |
70 |
Standard Variable Rate plus 0.30% for Term.
Unlimited Capital Repayments. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
None |
None |
None |
| Up to £500,000: |
£149 |
| Over £500,000: |
By negotiation |
|
Shared Ownership Fee Free 3 Year Fixed Rate up to and including 30 June 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.49 |
7.6 |
75 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
95% of borrower share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
30/06/2011 |
None |
None |
Shared Ownership Fee Free 3 Year Fixed Rate up to and including 31 July 2011 (Not available in Scotland)
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.24 |
7.6 |
75 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
95% of borrower share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
31/07/2011 |
None |
None |
Shared Ownership Fee Free 3 Year Fixed Rate up to and including 30 June 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.89 |
7.8 |
75 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
100% of borrower share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
30/06/2011 |
None |
None |
Scottish Shared Ownership Fee Free 3 Year Fixed Rate up to and including 30 June 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.59 |
7.7 |
75 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
95% of borrowers share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
30/06/2011 |
None |
None |
Shared Equity Affordable Housing Fee Free 3 Year Fixed Rate up to and including 30 June 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.49 |
7.6 |
90 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
95% of borrowers share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
30/06/2011 |
None |
None |
Shared Equity Affordable Housing Fee Free 3 Year Fixed Rate up to and including 30 June 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.89 |
7.8 |
90 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
100% of borrowers share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
30/06/2011 |
None |
None |
Shared Equity Affordable Housing Scottish Fee Free 3 Year Fixed Rate up to and including 30 June 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.59 |
7.7 |
90 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
95% of borrowers share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
30/06/2011 |
None |
None |
Shared Equity Affordable Housing Scottish Fee Free 3 Year Fixed Rate up to and including 30 June 2011
|
|
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.99 |
7.8 |
90 |
No Higher Lending Charge.
FREE standard valuation up to £335.
FREE in-house legal services for re-mortgages.
100% of borrowers share available. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Home Insurance Required Until |
Completion Fee |
Tapered charges of 4/3/2% of the amount redeemed.
|
30/06/2011 |
None |
None |
Gross Rate (%) |
The overall cost for comparison is APR (%) |
MAX
Loan To Value (%) |
Special Incentives: |
7.09 |
7.5 |
90 |
No Higher Lending Charge up to 90% Loan to Value.
Unlimited Capital Repayments. |
Early Repayment Charge |
Early Repayment Charge Applies Until |
Tied Product Required Until |
Completion Fee |
None |
None |
None |
None |
Read our Important Notes
What happens at the end of the Special Product Period?
At the end of the Special Fixed/Tracker/Capped/Discounted period of each product detailed above, your mortgage will revert to our Standard Variable Rate applicable at the time (currently 7.09%).
What about Insurance Tied Products?
Some Leeds Building Society mortgages are discounted if Home Insurance or building insurance is taken. The discounted rates are shown and included in the “Gross Rate”. If you choose not to take our Home Insurance, then an alternative product is available without the 0.24% discount and 0.24% will be added to the interest rate for the term detailed in the ‘Home Insurance Required Until’ column.
Re-Mortgaging?
Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. (Not available on shared ownership or buy to let).
Existing Leeds Building Society mortgage customer moving home?
If so, EasyTrack is for you when you decide to move home (not applicable to Buy to Let). We can offer increased income multiples, priority approval and when you complete your mortgage on your new property we will send you a cashback cheque for £200
Any Questions?
Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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