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  Savings Rates
Home > Savings > Closed Accounts Savings Rates

Closed Accounts
Interest Rates & Key Product Features

Current variable rates effective as at 1 May 2008 Limited issue rates effective from date shown by product name.
Interest rates are subject to variation.

Capital Instant~
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Current
Previous
3.05
3.35
2.40
2.70
1.90
2.20
1.65
1.95
1.45
1.75
1.40
1.70
Current
Previous
2.44
2.68
1.92
2.16
1.52
1.76
1.32
1.56
1.16
1.40
1.12
1.36
Investment
Gross Rate p.a.§
Net Rate^
AER†%
  
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Current
Previous
2.80
3.10
2.15
2.45
1.65
1.95
1.40
1.70
1.20
1.50
1.15
1.45
Current
Previous
2.24
2.48
1.72
1.96
1.32
1.56
1.12
1.36
0.96
1.20
0.92
1.16
Current
Previous
2.84
3.14
2.17
2.48
1.66
1.97
1.41
1.71
1.21
1.51
1.16
1.46


Caringsaver (issue 1)
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£10,000+
£5,000+
£1,000+
£500+
£100+
Current
Previous
3.65
3.95
3.15
3.45
2.65
2.95
2.15
2.45
1.40
1.70
Current
Previous
2.92
3.16
2.52
2.76
2.12
2.36
1.72
1.96
1.12
1.36


Flexibond Shares
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
Annual
Current
Previous
3.57
3.87
Current
Previous
2.86
3.10
Investment
Gross Rate p.a.§
Net Rate^
AER†%
Monthly
Current
Previous
3.57
3.87
Current
Previous
2.86
3.10
Current
Previous
3.63
3.94


Gold Access
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£150,000+
£100,000+
£25,000+
£10,000+
£1+
Current
Previous
3.30
3.30
2.30
2.60
1.55
1.85
1.00
1.30
0.90
1.20
Current
Previous
2.40
2.64
1.84
2.08
1.24
1.48
0.80
1.04
0.72
0.96
Investment
Gross Rate p.a.§
Net Rate^
AER†%
  
£150,000+
£100,000+
£25,000+
£10,000+
£1+
Current
Previous
2.70
3.00
2.05
2.35
1.55
1.85
1.00
1.30
0.90
1.20
Current
Previous
2.16
2.40
1.64
1.88
1.24
1.48
0.80
1.04
0.72
0.96
Current
Previous
2.73
3.04
2.07
2.38
1.56
1.87
1.00
1.31
0.90
1.21


Homeowners Shares (2nd Issue)
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£1+
Current
Previous
4.23
4.53
Current
Previous
3.38
3.62


Instant Gold/Loyalty Instant Gold (Matured TESSA money only)
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£1+
Current
Previous
2.60
2.90
Current
Previous
2.08
2.32


Member Loyalty Saver
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£100+
Current
Previous
4.40
4.65
Current
Previous
3.52
3.72


Member Loyalty Saver (Issue 2)
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£100+
Current
Previous
4.40
4.65
Current
Previous
3.52
3.72


Member Loyalty Saver (Issue 3)
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£100+
Current
Previous
4.40
4.65
Current
Previous
3.52
3.72


Portfolio Gold
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£100+
Current
Previous
2.45
2.75
Current
Previous
1.96
2.20


Premium Gold
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£1+
Current
Previous
2.60
2.90
Current
Previous
2.08
2.32


Friendly Society Deposit
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£1+
Current
Previous
1.85
2.15
Current
Previous
-
-


Limited Company Deposit
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£1+
Current
Previous
1.45
1.75
Current
Previous
1.16
1.40


Flexisaver
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£1+
Current
Previous
2.80
3.10
Current
Previous
2.24
2.48


Bonus Flexisaver
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£1+
Current
Previous
2.80
3.10
Current
Previous
2.24
2.48


Child Trust Fund Bonus Saver (1st issue)
Investment
Taxfree**%AER†1
Net Rate^
  
£250+
Current
Previous
4.70
5.00
Current
Previous
-
-


Special Notice Shares (1st Issue)
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£2,500+
Current
Previous
7.15
7.45
Current
Previous
5.72
5.96


YoungSaver
Investment
Gross Rate p.a.§ /AER†%
Net Rate^
  
£10+
Current
Previous
4.45
4.70
Current
Previous
3.56
3.76

Important notes

Interest is paid annually unless stated otherwise. Any changes in variable interest rates will be published in at least two daily national newspapers from the following list: The Times, The Daily Telegraph & Daily Mail.

† AER means Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

§ Gross means the rate payable before the deduction of tax.

^ Net rates are illustrative only and assume tax at 20%.

**Tax free means that interest payable is exempt from Income Tax.

Rate details of closed issue fixed rate accounts where the rate is still fixed have not been included in the summary.
The following accounts track the Bank of England Base Rate; Tracker ISA, Tracker Saver (Issues 2 to 7), Danum Tracker, Trent Tracker, Beacons Tracker, Dragon Tracker and Tracker Gold.
~ With effect from 1.4.2001 the following former notice accounts (now instant access) were re-named Capital Instant:
Annual Interest – Golden Flexi Plus, High Yield Term Shares, Capital Access, Extra Special Bonus Shares, Premium Shares, Super Saver, Special Bond Shares, Select Notice Shares, Special Notice Shares (2nd issue) and Capital Accumulator.
Monthly Interest – High Yield Term Shares (monthly), Monthly Interest Shares, Extra Special Bonus Shares (monthly) and Capital Interest.

Leeds Building Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only. Leeds Building Society is authorised and regulated by the Financial Services Authority and our FSA registration number is 164992. Your investment is covered by the Financial Services Compensation Scheme. Further details are available on request from the Society.

Leeds Building Society subscribes to the Banking Code, which establishes minimum standards of good banking practice. A copy of the code and further details of our investment products are available
on request from your local branch or our Customer Helpline on 0113 225 7777.

We may monitor and/or record your telephone conversations with the Society to ensure consistent service levels (including staff training).